What should I do immediately after having an accident?
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Obtain all of the information you can about the cars involved in the accident and their drivers.  If the police arrive on the scene they will often collect this information for you. Even if you are passenger be sure to collect this information. Do not assume that only the owners of the vehicles or the drivers have a responsibility in this regard.  

If you believe you have been injured get examined by a qualified medical doctor.  In the event of a serious injury this examination will generally occur at a hospital emergency room.  Follow up with your personal doctor as soon as possible.

Contact your insurance agent and ask them to provide you with a “coverage selection sheet” outlining the insurance coverages you have provided on your own vehicle.

Contact your insurance carrier to put them on notice of the accident and explain to them how the accident occurred.

Have someone take photographs of the damage to your car and the other car (if you can get access to it) with a good quality 35mm camera.  Take closeups and far away shots of the damage.  Also take photographs of any visible injury to yourself or your passenger(s).

Do not engage in extensive discussion with the other driver’s insurance company or their investigators.  They may not take down a full and complete statement and are primarily looking for reasons to deny or minimize your claim.  You will not know about the nature and extent of your injuries until you are examined by qualified medical doctors.

Call a lawyer to seek out legal guidance on how to handle your claim.  If a lawyer you do not know calls you about the accident or sends someone to your home to solicit your claim please report this contact to the Massachusetts Board of Bar Overseers at 617-728-8700, as such solicitations immediately after your injury are improper.

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The information contained on this web site is meant to provide some background on the law of the Commonwealth of Massachusetts as of year 2007. It is not meant and cannot possibly substitute for legal advice given by an attorney who has had the opportunity to become fully familiar with the particular facts of your case.

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